Motor Vehicle Collisions

If you have been involved in a motor vehicle collision in Ontario , there are a complicated series of insurance laws that will apply to your claim. Under these laws there are at least two separate sources for compensation. The first is Statutory Accident Benefits. These benefits are collected through your own auto insurance policy regardless of who was at fault for the collision. It is highly recommended that you speak with a lawyer shortly after an accident occurs in order to gain a better understanding of the full range of benefits available to you. These benefits may include:

    •    Weekly income replacement benefits
    •    Medical and rehabilitation benefits
    •    Attendant care benefits
    •    Funeral and death benefits
    •    Non-earner benefits
    •    Caregiver benefits
    •    Housekeeping and Home Maintenance Benefits

The second source from which to recover compensation is to sue the party or parties responsible for the collision. As the injured party, you may be entitled to recover compensation for various losses, including:

    •    Damages for pain and suffering, loss of enjoyment of life and loss of amenities
    •    Loss of income (Past and Future)
    •    Future Care expenses
    •    Other Out of Pocket expenses, such as house keeping and home maintenance

There are a number of factors which may affect your ability to claim under these categories. Please contact our office for additional information. In addition, your family members may also be entitled to make a claim for the losses they have experienced as a result of your injuries. It is important to consult a lawyer for full particulars of your potential claim.